According to Aviva it is becoming one of the most common types of fraud in the UK and that motor injury fraud now accounts for 54 percent of their total detected claims fraud cost. Over half are from smash for cash claims.
‘Flash for cash’ is another more recent variation of the scam where the fraudster will flash their headlights, offering their victim a right of way – but then speed up and crash into the side of the vehicle.
Ben Cue, Comfort Insurance’s Head of Operations says, “At Comfort Insurance we have had a number of smash for cash cases which have resulted in our customer’s premiums increasing because they are almost impossible to prove. But it’s not only the cost; it’s the time, effort and stress for the victims. Therefore we really do advise that drivers do their best to be vigilant on the roads to try and protect themselves.”
Cue recommends having a camera to protect drivers from these claims and protect no claims bonuses. Camera systems in vehicles can store a continuous stream of high quality video which captures sound, the time and date, speed and factors such as impact, acceleration and braking.
Read the full article via UK Motorists Warned of Accident Scams.